Texas Bullion Depository Schedule of Fees

Fee Schedule

The following fee schedule is effective April 1, 2026 for all non-IRA accounts. Standard storage fees use a flat-rate pricing model, where one rate - based on your account's average daily value - applies to your entire holdings.

Segregated Storage Fees (Non-IRA Accounts)

Standard storage fees apply to all accounts opened and managed directly with Texas Bullion Depository (excludes IRAs managed through third-party custodians and other accounts with custom pricing agreements).

Annual rates are applied on a daily basis, so your fee is based on the average daily value of your account across the year. Fees are charged once per quarter.

Average Daily Value From	To	Annual Rate
$0.01	$499,999.99	0.49%*
$500,000.00	$999,999.99	0.44%
$1,000,000.00	$2,499,999.99	0.39%
$2,500,000.00	$4,999,999.99	0.34%
$5,000,000.00+	—	Call for pricing

* $25/quarter minimum applies. Same low rates for gold, silver, platinum, and palladium.

How fees are calculated: Your account's Average Daily Value (ADV) determines your rate tier. That single rate applies to your entire ADV - not split across tiers. Fees accrue daily: Daily Fee = ADV × (Annual Rate ÷ 365).

Example: An account with an ADV of $100,000 falls in the $0.01–$499,999.99 tier (0.49% annual rate).
Daily rate = 0.49% ÷ 365 = 0.0000134247
Daily fee = $100,000 × 0.0000134247 = $1.34/day

Non-Storage Fees

Non-Storage related fees are for charges for services other than the actual storage and safekeeping of the Depository Account Holder precious metals. Non-storage fees are charged in addition to storage fees.

Fee Type	Fee Amount	Fee Details
Account Setup Fee	—	No account setup fee
Withdrawal Fee	—	No withdrawal fee; delivery costs reflected in Shipping & Handling
Shipping & Handling (Domestic Deliveries)	$17.95 + 0.0018 × spot price value (or declared value when exists)	Valid for up to 5,000 oz silver and 100 oz gold/platinum/palladium/other metals. Excludes AK, HI, U.S. territories, and single items over $100,000 in value. Contact us for a custom quote on shipments exceeding these thresholds.
Personal / Courier Pick-Up Fee	$35.00	Per transaction, by appointment only
Customer Room Usage Fee	$35.00	Per 1/2 hour
Replacement Pallet Packaging Fee	—	No replacement pallet packaging fee
Stop Payment Fee	$35.00	Per transaction
Late Payment Fee	$35.00	Per transaction
Insufficient Funds / Overdraft Fee	$35.00	Per transaction
Refused Deposit Fee	$35.00	Per transaction, plus applicable postage
90% and 40% Silver Coin Bag Counting Fee	$50.00	Per bag

Description of Non-Storage Fees:

Shipping & Handling (Domestic Deliveries): A value-based fee assessed for the shipment of precious metals within the United States of America. This fee includes 100% insurance on the shipment to the Depository Account Holder. Valid for standard shipments up to the specified thresholds; contact us for a custom quote on larger or international shipments.
Personal / Courier Pick-Up Fee: The fee assessed for scheduling an appointment to pick up a withdrawal at the Depository.
Customer Room Usage Fee: The fee, per half hour or partial half hour, for scheduling a private room at the office of the Texas Bullion Depository for viewing of precious metals held in your account.
Stop Payment Fee: The fee charged in the event a stop-payment instruction must be issued or is received related to a Depository Account Holder's account.
Late Payment Fee: The fee charged if a quarterly invoice is not paid when due.
Insufficient Funds / Overdraft Fee: The fee assessed to a Depository Account Holder if the bank account associated with their account does not have sufficient funds available to pay the amount debited for an invoice.
Refused Deposit Fee: The fee assessed when a deposit is refused and must be returned to an account holder. This fee is assessed in addition to the Shipping & Handling fee associated with returning the refused deposit. Generally, this fee (and return shipment fees, when applicable) is assessed when a Depository Account Holder submits an item for storage that is not listed on the Depository's list of acceptable items.
90% and 40% Silver Coin Bag Counting Fee: The fee charged for counting and verifying the contents of silver coins in bulk bags.

Additional Terms and Information

The Texas Bullion Depository reserves the right to revise its fees at any time by publishing the applicable fees on our website and by providing notice to Account Holders. Fee changes will be effective 30 days after the date of initial publication. The Depository reserves the right to waive any fee at its sole discretion.

Not all fees are applicable to every client, as some fees are optional based upon the services selected by the Depository Account Holder.

Storage fees accrue on a daily basis. The value of an account is determined based upon using the Official Exchange Rate as established by the Comptroller. The Official Exchange Rate is the spot precious metal price as of 3:00 pm U.S. Central Time. It is based upon the London OTC market ask pricing.

Storage fees are listed as annual rate. To calculate the applicable daily rate, the annual rate is divided by 365 days. To calculate the accrued daily storage fee, multiply the daily value of the account by the applicable daily rate.

Storage Fees listed as a percentage (%) are the annual rate. In order to determine a daily rate, the annual rate must be divided by 365 (three-hundred sixty-five).

The Texas Bullion Depository shall invoice customers on no less than a quarterly basis. The quarterly storage fee bill is the sum of the accrued daily storage fees or $25.00, whichever is greater.

For certain accounts, negotiated pricing may be in effect based upon the total volume of ounces stored per metal type. For example, accounts with more than $5 million in average value that include large volumes of silver may pay a rate that is higher due to the volume of the metal stored. Negotiated pricing will be discussed on a case-by-case basis and shall be agreed upon in advance by the client and the Texas Bullion Depository.